Best second-hand cars under £5,000

Snap up some seriously good used cars for a bargain price: we've tracked down the best cars available for less than £5,000

BuyaCar team
Feb 11, 2022

Finding a relatively new car for under £5,000 can be a tough task at the moment, but there are still plenty of cheap second-hand cars around, even if the price is a little higher, the value for money is still strong. This is a very small budget for purchasing a car, but there's no need to compromise on quality, the models we've listed below are less than eight years old, with low-mileage, modern technology and efficient engines, while some of them will be protected by the remainder of a seven-year warranty.

The good thing about cars of this age is that they have already lost a great deal of their initial value, so bargain prices are really quite easy to come by, but a car that's been well looked after should feel pretty much as the same as it did when it was new.

If you're struggling to find a car you like, you may need to consider increasing your budget, or you could instead consider a car finance deal. In fact, as PCP finance monthly payments cover the difference between the car's initial cash price and what it's predicted to be worth at the end of the contract, you may even find some £6,500 cars for less per month than a number of £5,000 ones (with identical contract terms).

Cash buyers should note that all BuyaCar vehicles include a finance incentive that's not available if you are purchasing outright.

The best used cars for less than £5,000

1. Skoda Citigo

Our pick Skoda Citigo 1.0 MPI SE
Used deals from £6,500
Monthly finance from £0*

The Skoda Citigo is one of three virtually identical small cars, the others being the Volkswagen Up and Seat Mii. The Citigo's appeal lies in its surprisingly comfortable ride and neat handling. It also feels fairly upmarket: while the equipment levels are far from extensive, the materials used are strong and everything's logically laid out - a benefit of sharing many of its parts with Volkswagen, a company renowned for building solid cars.

For this price, you’re most likely to find the least-powerful 60hp petrol engine, which is quiet and makes the Skoda nippy enough for town driving. The Citigo may look small but the interior is surprisingly spacious and the 250-litre boot is huge for this size of car. Besides air-conditioning, you won't get much else.

SKODA CITIGO BUYERS' GUIDE

2. Fiat Panda

Our pick Fiat Panda 1.2 Easy 5-door
Used deals from £6,890
Monthly finance from £0*

The Fiat Panda has been around since 2012. Its secret to a long life? Getting the basics right. You’ll find the Panda is a roomy and undemanding little car with great visibility, lots of handy storage solutions and a large boot that expands thanks to a sliding set of rear seats.

Easy trim is our pick for value and includes essentials such as electric windows, and a height-adjustable driver’s seat and steering wheel.

One thing to be wary of, however, is that the Panda's long life also means it's now nowhere near as safe as newer small cars. So if you want the safest car at this kind of price, other models, such as the Toyota Aygo, are a wiser bet.

FIAT PANDA BUYERS' GUIDE

3. Citroen C1

Our pick Citroen C1 1.0 VTi
Used deals from £6,675
Monthly finance from £144*

The striking Citroen C1 is closely related to the wacky Toyota Aygo and the plainer Peugeot 108. They’re near-identical, except for the way they look.

It’s all subjective and in the end, your choice is likely to come down to quantifiable things like how much kit one has over the other and the fact that the Aygo has a longer new car warranty (five years compared with the other cars’ three). However, the Citroen does tend to be cheaper on the used market, so if you're happy with the looks, it's worth comparing Citroen and Toyota deals.

On the subject of kit, we’d recommend the mid-spec Feel trim, with its touchscreen media system, driver’s seat height adjustment and air-conditioning.

CITROEN C1 BUYERS' GUIDE

4. Dacia Sandero

Our pick Dacia Sandero 1.2 Ambiance
Used deals from £6,295
Monthly finance from £0*

With a starting price of £5,995 when originally launched, the Dacia Sandero has always been a budget car. The Sandero is cheap and cheerful, lacking some of the features that you might expect if you go for the most basic versions, but offering considerably more space than city cars like the Citroen above.

A mid-range used Ambiance model features a radio, along with a USB port and Bluetooth so you can connect your phone wirelessly. Find a Laureate car and you'll also have air-conditioning.

As the price is so cheap to begin with, the Sandero doesn't have a lot more money to lose, which helps to keep finance payments low, too.

DACIA SANDERO BUYERS' GUIDE

5. Vauxhall Corsa


Our pick Vauxhall Corsa 1.2 Excite
Used deals from £6,250
Monthly finance from £172*

The latest Vauxhall Corsa became the best-selling new car in Britain in 2021, and the previous-generation version is also available at very low price with BuyaCar.

There are plenty of basic and mid-range cars to choose from, including the well-equipped Excite model that's likely to be cheap to insure, which comes with good-looking 16-inch alloy wheels, air-conditioning and steering wheel-mounted audio controls.

The three-door model is cheaper than the five-door but has wide-opening doors that can be a nuisance in tight parking spaces and a steeply-sloped roof that reduces headroom for rear passengers. If these are an issue for you, choose the five-door version.

VAUXHALL CORSA BUYERS' GUIDE

6. Toyota Aygo

Our pick Toyota Aygo 1.0 VVT-i
Used deals from £5,695
Monthly finance from £146*

The Aygo uses the same mechanical parts as the Citroen C1 and Peugeot 108, so all have the same amount of interior space and are similar to drive. But where the other two models only come with a three-year new car warranty, the Aygo has five years’ cover, making it the better used car buy - get a three-year-old model and you'll still have two years' manufacturer warranty remaining rather than nothing.

It was also crash-tested more recently than its siblings and fared relatively well, making it surprisingly safe for such a small used car. A car of that age will typically only be available at this kind of price in entry-level X trim, but keep a lookout for higher specification X-Play models which include air-conditioning and Bluetooth.

Alternatively, for around £500 less, consider the previous generation Aygo. There are plenty of 1.0 VVT-i Style models available. This was a special edition trim featuring smart alloy wheels, rear privacy glass, an integrated TomTom sat-nav and bright LED daytime running lights.

TOYOTA AYGO BUYERS' GUIDE

7. Kia Picanto

Our pick Kia Picanto 1.0 SE
Used deals from £6,629
Monthly finance from £194*

The Kia Picanto city car has many strong points, among them its neat design, zippy three-cylinder engine and roomy interior.

At the very top of its list of tricks, though, is the seven-year warranty it comes with when it's new. That warranty stays with the car, so even shopping for a four or five-year-old model will leave you with a couple of years of cover, not bad for such a low price.

Better still, Picanto drivers rate the car as reliable, too, so you'll hopefully never need to actually use that warranty. It's good to know it's there, though.

KIA PICANTO BUYERS' GUIDE

8. Fiat 500

Our pick Fiat 500 1.2 Pop
Used deals from £6,490
Monthly finance from £0*

Fiat has a strong record for making small cars that are brimming with character, including the Panda listed above. The 500 is even more charming, however.

The 500 is not as practical as the Panda but it is much more desirable thanks to the appeal of its large bug-eyed headlights, compact size and styling that harks back to the 1950s original 'Cinquecento' - that's Italian for '500' if your language skills are a little lacking.

The two-cylinder TwinAir petrol engine suits the 500 perfectly: it surges forward with puppy dog-like energy when you work the engine, which also produces a gentle growl from the exhaust. You're more likely to find the cheaper 1.2-litre engine at this price, which has steadier acceleration but is likely to be just as economical in real-world driving.

FIAT 500 BUYERS' GUIDE

9. Hyundai i10

Our pick Hyundai i10 SE
Used deals from £5,800
Monthly finance from £164*

It’s not the most glamorous car in the world, or even on this list, but it does offer great value for money and a surprising amount of practicality for such a small car.

From new, the i10 is accompanied by a five-year warranty, as it stands, it's difficult to find a new enough model to make the most of that at this price range, but if you can find a three-year-old example, you'll still have a couple of years' warranty left.

If you are trying to stick with your £5,000 budget, you’ll predominantly be looking at entry-level S models. But, they do come with useful USB and auxiliary inputs, electric windows in the front, and a 60:40 split-fold rear seat. If you're happy with a slightly older or higher mileage car, though, you might be able to get an SE model, which comes with a decent selection of extra kit including air-conditioning plus front and rear electric windows.

HYUNDAI I10 BUYERS' GUIDE

10. Ford Fiesta


Our pick Ford Fiesta 1.25 Zetec
Used deals from £5,450
Monthly finance from £178*

How could we complete this list without Britain's favourite car? The Ford Fiesta has been a top seller for many years, and there's no wonder why. It's fun to drive thanks to direct steering and a range of punchy engines, particularly the EcoBoost turbocharged petrol options.

Stretch your budget a little further and range-topping Titanium models might come into reach, with all the gadgets and gizmos you need on a small car like this. At this price point, though, it's most widely available with the 1.25-litre petrol engine in Zetec form, which includes air-conditioning as standard.

FORD FIESTA BUYERS' GUIDE

*Representative PCP finance - Ford Fiesta:

48 monthly payments of £192
Deposit: £0
Mileage limit: 8,000 per year
Optional final payment to buy car: £2,923
Total amount payable to buy car: £11,926
Total cost of credit: £2,426
Amount borrowed: £9,500
APR: 9.9%

BuyaCar is a credit broker, not a lender. Our rates start from 6.9% APR. The rate you are offered will depend on your individual circumstances.

 

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