Best used 2011-2019 BMW 1 Series PCP finance deals

The BMW 1 Series was replaced in 2020, making now the perfect time to snap up a used bargain, with large savings even on 2019 models

Chris Rosamond
Oct 27, 2021

From 2011-2019, the BMW 1 Series was a unique option among a selection of family hatchbacks; it was the only one with rear-wheel drive. The latest version of the 1 Series on sale since 2019 has converted to the more standard front-wheel-drive setup akin to the Mercedes A-Class and Volkswagen Golf, which makes this previous-generation model your only chance to experience rear-wheel drive in a sensible hatchback.

Luckily for BMW, the switch to front-wheel drive hasn’t made the latest BMW 1 Series any less enjoyable from behind the wheel, and it’s odds-on that most potential customers won’t notice the difference anyway. But, there is still a core of enthusiasts for rear-wheel-drive BMWs, and if you're looking for an affordable chance to drive one, a used BMW 1 Series is likely to be the cheapest option.

And cheap is right. Considering BMW's reputation for quality engineering, sporty engines and high-tech interiors, a PCP finance prices for a BMW 1 Series on BuyaCar start from as little as £177 per month, which is about the same as you can expect to spend on a similarly aged Renault Clio or Ford Fiesta, which are substantially less prestigious.

Even the last available 2019 models which still feel very modern on the inside are available from just £221 per month with PCP, and while you might want to spend a bit more on a more powerful engine, if you're looking for a cheap deal, the BMW 1 Series is well within your reach. Read on for more details on the 2011-2019 BMW 1 Series, including all the best PCP finance deals currently available on BuyaCar.

2011-2019 BMW 1 Series

Having been on sale since 2011, there are plenty of older BMW 1 Series for sale on the BuyaCar website, with monthly prices starting from £177 with some cracking PCP finance deals. BMW 1 Series cash prices aren't the lowest - due to strong demand for used versions - but PCP monthly payments offer strong value. That's because the car is expected to be worth a lot when you hand the keys back at the end of the contract, shrinking how much you have to pay every month.

Despite its upmarket image, a BMW 1 Series can be surprisingly affordable to run too, with diesel 1 Series models such as the 116d, 118d and 120d offering excellent fuel economy and reasonable servicing costs if you shop around.

The less powerful petrol engines are relatively frugal as well, but of course if you want to push the boat out there are plenty of more powerful options, right up to the sports-car-rivalling 340hp BMW M140i. This might sound like an expensive, decadent option but even this performance model can acheive more than 40mpg if you drive carefully and don't spend much time in town, so fuel bills shouldn't be too bad.

With serious performance on tap, the 1 Series M140i flagship will prove more pricey to insure, while parts like brakes and tyres are likely to wear out more quickly due to the power on tap and prove more expensive to replace. BMW 1 Series M Sport versions can be a great option though, as this trim level offers a sharper drive and a sportier look with its big alloy wheels and body kit - but without the less frugal large 3.0-litre engine of the M140i. 

That said, whichever engine and gearbox combination you pick, the 1 Series is likely to be more responsive, better performing and more fun to drive than any ‘like-for-like’ rival.

There are a few compromises when picking an older 1 Series, not least the rear-wheel-drive format which means engines stretching further into the cabin and a relatively long bonnet, which equates to less space for passengers in the relatively tight rear seats. The boot is smaller than a similar age Volkswagen Golf too. Unsurprsingly both rear cabin room and boot space have been improved in the lastest BMW 1 Series model, since power goes to the front wheels, meaning less metalwork under the rear seats.

Otherwise, there’s really not much to complain about at all if you’re looking at an older car. It’s handsome to look at, with that distinctive BMW kidney grille, and relatively swoopy styling – at least in compact hatchback terms. The older model also came in three- and five-door bodystyles, while buyers of the latest version are limited to five doors.

Inside, you get a slick media system, which comes with a rotary controller for adjusting settings safely while on the move, with touchscreen functions on versions with the upgraded sat-nav system, so there’s little sense of being short-changed with high specification levels on all models and a genuinely plush feel to the cosseting and extremely well-built cabin. Read on to see what you can expect from each of the BMW 1 Series trim levels.


Used BMW 1 Series finance deals

2011-2019 BMW 1 Series SE deals

It might be the entry model, but the 1 Series SE trim level is very well equipped, including the all-important colour display screen – in this case a 6.5-inch variety with BMW’s highly-rated iDrive media system with sat-nav, controlled by a rotary controller dial positioned between the seats – plus air-conditioning, and Bluetooth connectivity.

Other luxuries include a multi-function leather steering wheel, BMW digital radio with single CD player, keyless start, and drive modes like ECO PRO for maximising economy, Comfort and Sport modes.

The SE also gets rain sensing wipers and automatic headlamps, front foglights and 16-inch alloy wheels plus a chrome tailpipe for a bit of exterior bling. There’s also an SE Business edition, which adds cruise control, powerful LED headlights and rear parking sensors and was typically purchased by company car drivers.

If budget is your main concern, you shouldn't really look any further than this model. Even with the latest possible 2019 models with less than 5,000 miles on the clock, BuyaCar can save you around £9,000 on a comparable brand new 1 Series.

BMW 1 Series
Used BMW 1 Series SE

BuyaCar prices from £10,995
Monthly finance from £177*

2011-2019 BMW 1 Series Sport deals

The Sport trim was a popular option amongst 1 Series buyers, as it added a bit more of a sporty style without too much additional cost.

On the outside, the key upgrades included 17-inch alloys with run-flat tyres, various bits of racy black trim in the front grille, air intake and rear bumper, as well as a dark chrome exhaust finisher. Inside you get different cloth upholstery, door sill finishers, switchable ambient lighting, which can be changed between orange and white, plus gloss black and red interior trim details.

Upgrades which are more than cosmetic include more supportive sports seats in the front, a chunkier steering wheel with red stitching and a speed limiter. There’s also a Sport+ mode added to the drive models for a sharper drive.

BMW 1 Series
Used BMW 1 Series Sport

BuyaCar prices from £9,995
Monthly finance from £194*

2011-2019 BMW 1 Series M Sport deals

Opting for the M Sport trim level ratchets up the sportiness to another level, starting on the outside with 18-inch alloy wheels, LED headlights and foglights, an aerodynamic bodystyling kit, and M badges. Under the skin, lowered and stiffer M Sport suspension sharpens up the driving responses even further.

Inside, leather upholstery with blue contrast stitching and black headlining give a sportier feel, ramping up the experience for those on board and getting your heart beating a little faster too.

Opt for the slightly more expensive M Sport Shadow Edition and you’ll find cruise control with braking function, uprated brakes, and an upgraded speaker package inside. Everything's a little darker and moody too, hence the name, with black styling trims around the grille and other design features.

BMW 1 Series
Used BMW 1 Series M Sport

BuyaCar prices from £11,890
Monthly finance from £223*

2011-2019 BMW M140i deals

If you’re lucky enough to be considering a used BMW M140i, you’ll not just be getting behind the wheel of one of the most fun to drive cars around, but you'll gain plenty of luxury goodies too.

Externally, the range-topping M140i stands out thanks to special 18-inch alloy wheels with high-performance tyres, dual split exhaust pipes and wide gloss black slats in the grille. Under the bonnet there’s a hefty 3.0-litre six-cylinder petrol engine, which sounds seriously sporty and nothing like the engines in rival models, which are typically much smaller.

The engine's performance is reigned-in by a stronger braking system, while M Sport suspension sharpens up the roadholding further compared with other 1 Series models. You also get an automatic transmission with launch control - for fast getaways - and variable sport steering so you can adjust the feel from the driving seat.

Inside you get twin-zone climate control and an auto dimming rear view mirror, while an M140i Shadow Edition gets the moody darkened trim of the M Sport Shadow Edition, and the Harman/Kardon audio upgrade.

The M140i is the most expensive option, but, even if you go for a used 2019 model on BuyaCar with less than 10,000 miles driven, you're getting more kit, more luxury and a much more exciting engine for around the same cost as a brand new 1 Series in its most basic from. There are decisions to be made here.

bmw m140i
Used BMW M140i

BuyaCar prices from £18,990
Monthly finance from £365*

*Representative PCP finance - Ford Fiesta:

48 monthly payments of £192
Deposit: £0
Mileage limit: 8,000 per year
Optional final payment to buy car: £2,923
Total amount payable to buy car: £11,926
Total cost of credit: £2,426
Amount borrowed: £9,500
APR: 9.9%

Buyacar is a credit broker, not a lender. Our rates start from 6.9% APR. The rate you are offered will depend on your individual circumstances.


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